Review Your Health Coverage this Heart Month
February is National Heart Month, a time to raise awareness about heart disease—the leading cause of death in the United States. While we focus on maintaining a healthy heart, it’s also an ideal moment to take a closer look at something just as important: your health insurance coverage. After all, taking care of your heart involves more than just healthy lifestyle choices—it also means making sure you’re covered in case heart-related health issues arise.
At Shepherd Insurance, we know that protecting what you love goes beyond your physical health—it extends to ensuring that you have the right coverage to take care of yourself and your family. That’s why February is the perfect time to review your health insurance and make sure it’s in sync with your heart health goals.
The Importance of Heart Health
Heart disease affects millions of Americans, and many of the risk factors—high blood pressure, high cholesterol, obesity, and smoking—can be managed or prevented with the right care and lifestyle. At Shepherd Insurance, we’re committed to helping our clients navigate the healthcare system, ensuring you have access to the coverage you need to stay healthy, especially when it comes to your heart.
As we focus on heart health this month, it’s important to ask: Is your health insurance ready to support your heart health journey? A comprehensive review of your coverage now can help prevent future complications and ensure you have the support you need if heart-related issues arise.
Reviewing Your Health Insurance for Heart Health
When it comes to heart health, the right health insurance plan can make all the difference. Let’s walk through what to consider when reviewing your policy this February:
1. Preventive Care Coverage
Preventing heart disease is much easier—and more affordable—when you catch it early. Most health insurance plans, including Shepherd Insurance, can help you find cover preventive services like:
- Blood pressure screenings
- Cholesterol tests
- Diabetes screenings
- Smoking cessation programs
These services are often covered at no cost under the Affordable Care Act, making it even easier to take proactive steps toward a heart-healthy future. If you haven’t taken advantage of these screenings, now is a great time to schedule them!
2. Cardiac Procedures and Treatments
Heart-related conditions often require specialized care, such as medications, surgeries, or long-term treatments. If you or a loved one is at risk, reviewing your coverage to ensure these treatments are included can save you from unexpected medical bills. Shepherd Insurance can help you navigate options for:
- Hospital stays
- Cardiac medications
- Cardiac rehabilitation programs
It’s important to know what’s covered in case you need emergency or ongoing heart care. Our team is here to help you understand your policy’s coverage and ensure it aligns with your needs.
3. Specialist Care
Seeing a cardiologist or heart specialist may be necessary if you have a family history of heart disease or other risk factors. Shepherd Insurance works with trusted partners to ensure your plan offers coverage for:
- Cardiologist consultations
- Diagnostic tests (echocardiograms, EKGs, stress tests)
Specialist care is essential for managing heart disease, and your health insurance should make it easier to access. If you’re unsure about your coverage, we can help you review your options.
4. Emergency Care and Hospitalization
Heart-related emergencies, like heart attacks or arrhythmias, can happen unexpectedly. Ensuring your health insurance includes coverage for emergency services is crucial for avoiding financial stress during a medical crisis. At Shepherd Insurance, we want to make sure your plan covers:
- Ambulance services
- Emergency room visits
- Extended hospital stays
We understand how overwhelming an emergency can be. Having the right coverage means you can focus on recovery instead of financial concerns.
5. Prescription Drugs
Many people living with heart disease take medications regularly to manage their condition. From blood thinners to statins, your health insurance should cover these essential prescriptions. Shepherd Insurance can help you evaluate your current plan’s drug formulary to make sure the medications you need are covered at an affordable cost.
6. Long-Term Care Coverage
For those with severe heart conditions, long-term care may become necessary. Whether it’s rehabilitation, nursing home care, or assisted living, it’s important to ensure your insurance covers the long-term care you may need down the line. Shepherd Insurance can help you explore additional options if this is something you may need in the future.
Protecting Your Heart Health with Shepherd Insurance
Heart disease may be a major health risk, but with the right care and the right insurance coverage, it’s manageable. February is a great time to take charge of both your health and your health insurance coverage, ensuring you’re protected when you need it most.
At Shepherd Insurance, we’re dedicated to helping our clients protect what they love—starting with their health. Our team is here to help you review your current health insurance plan, answer any questions you have, and guide you toward a policy that ensures you and your loved ones are covered.
This National Heart Month, don’t just focus on heart health—focus on your heart’s security. Contact Shepherd Insurance today to schedule a review of your health coverage and take the first step toward a heart-healthy future.
