Beat the Heat – Summer Safety with Shepherd

Summer is here, and the 4th of July is just around the corner. With most of the country experiencing record heat, we want to remind you of the risk for heat-related illnesses and provide you with some summer safety tips.

Heatstroke is the most severe heat-related sickness, defined as a body temperature of 103 degrees Fahrenheit or higher. Heatstroke can cause damage to the brain and other internal organs and can result in permanent impairment or even death if not treated as a medical emergency. Hot, red skin, rapid heartbeat, shallow breathing, disorientation, delirium, and coma are some of the symptoms.

To help keep you safe, here are some sure ways to beat the heat:

• Drink plenty of water.
• Wear a hat.
• Lower your alcohol consumption in the heat.
• Appliances generate additional heat. An oven can easily raise the room temperature by 10 degrees. Save cooking with heat for cooler hours during the day or cook outdoors on your grill. It is also a good idea to run the dishwasher and clothes dryer at night.
• Choose garments made from natural fibers, such as cotton, which is breathable. In addition, wear loose-fitting, light-colored clothing that will allow air to circulate while you are in the heat.
• Eat small meals more often. Avoid foods that are higher in protein because they increase metabolic heat. Avoid using salt tablets unless directed to do so by a physician.
• A cool shower or bath is a great way to stay cool and much more effective than using an electric fan.
• Limit physical activity: Take breaks during the day.

Summertime also means more people are heading to the pool, lake, ocean, or river to relax and have fun. Unfortunately, these activities can lead to accidents and injury. Shepherd Insurance wants to remind you of the importance of being safe as you enjoy all of the activities that summertime has to offer.

Here are some additional reminders about summertime safety:

• River water can be very cold. Even if it is 100 degrees outside, the river water temperatures can be very cold.
• If you are planning foreign travel, remember to check travel advisories. Also, check with your health insurer, as many will not provide coverage in foreign countries.
• Don’t forget your pets. Summer heat can affect your pets, so ensure they are not left in vehicles or homes during long heatwaves.
• When you are on the water, do not mix drinking and watercraft driving. Verify that you have life vests for everyone and keep life vests on all children at all times.
• The risk of getting skin cancer is much higher among people who sunbathe, especially those who have experienced multiple sunburns.
• Barbecues and fire-related risks increase during the summer. Always keep children away from open fires and keep barbecues away from buildings.
• When riding your bike, make sure you are always wearing your helmet properly.

Don’t Forget About Your Summer Toys!

Did you know you may need a separate policy for your summer toys? For example, if you have purchased a boat or RV, you may need a separate policy. Or, if you have installed a pool, you will need to add that risk to your homeowner’s policy. Shepherd is here to help make sure all your summer activities are covered. Contact us today for a personal insurance review.

We are here to help! Have an enjoyable and safe summer! Stay cool.