Commercial Insurance

Protection that fits you just right.

COMMERCIAL INSURANCE

Shepherd Insurance is uniquely positioned to protect and serve your company’s best interests and your valued associates, as we are a locally operated firm that is nimble, proactive, and fiercely loyal to our clients. Additionally, we offer our commercial clients the national market strength, underwriting experience/expertise, resources, and tools they need to navigate the challenging, ever-changing property and casualty landscape. Our seasoned staff prides itself on providing outstanding customer service. Our goal is to develop long-term, strategic relationships with our clients that result in meeting or exceeding their corporate objectives. 

CUSTOM PROGRAMS

We maximize profitability and reduce risk without compromising coverage. Our process starts with the initial underwriting. We continuously refine your program throughout our relationship. This approach sets us apart from the competition.

RISK ANALYSIS

Our team will provide an assessment of your current and emerging exposures to risk, your ability to control them, and the level of risk you can tolerate. We will continue to monitor your risk throughout the life of your policy. 

CLAIMS HANDLING

We work with you and your insurance carrier to reach a point of agreement regarding settlements. From the first notice of loss to the final payment, our claims professionals are there for support.

A WIDE RANGE OF SKILLS

We’ve developed custom programs with our partner carriers specific to the needs of many industries. Find your industry below to learn more about the insurance and risk management services our team can develop for you.

AGRICULTURE

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ASSOCIATIONS

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CONSTRUCTION

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CROP

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HOSPITALITY

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LIFE SCIENCE

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MEDICAL PROFESSIONALS

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MOTORSPORTS

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MUNICIPALITIES

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OIL & GAS

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TOWING

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TRANSPORTATION

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TRUCK DEALERSHIPS

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ADDITIONAL COVERAGES

Business insurance helps companies like you protect your financial assets, intellectual and physical property from a covered loss due to risks such as lawsuits, property damage, theft, vandalism, loss of income and employee injuries and illnesses. The coverages businesses need vary based on the industry, size, location and number of employees. Here are a few additional coverages your company may need:

BUSINESS CONCIERGE SERVICES

No longer can your success depend on the old-school insurance model of passive liability and property protection. Our entirely new approach proactively gives you control over every area of risk, reduces related costs, and saves you a significant amount of money.

CAPTIVES

Business Owners who effectively manage their risk and have low claims experience can build assets and long-term wealth in a captive that creates liquidity for the company and its owners.

COMMERCIAL AUTO

Your vehicles are critical to the success of your business. To successfully protect your business, it is important to have properly set up commercial auto insurance.

CYBER LIABILITY

Our team will work with yours to take a proactive risk management approach, and help minimize the cost of cyber coverage for you and your business.

DIRECTORS & OFFICERS

Corporate directors and officers are sometimes held personally responsible for the acts of their company. Rather than put their personal assets at risk, you should protect them from claims by employees, clients and stockholders.

EMPLOYMENT PRACTICES LIABILITY

With exposures leading to employment practice claims increasing over the years due to economic conditions, demographics and the ever-evolving legal environment, it is important to protect your bottom line.

FLOOD INSURANCE

Commercial flood insurance can help protect your business property, assets and help cover repair and replacement costs if your business get damaged by floodwater.

SURETY BONDS

No matter what your bond requirement may be, our team is available to help you. We have strong relationships with some of the leading bond companies and can provide you with the right combination of coverage and service.

WORKERS COMP INSURANCE

We work with clients to ensure they understand workers’ compensation insurance and ensure their employees are properly classified. This helps to minimize surprises later on.

WE'RE HERE FOR YOU

We’d love to hear from you. If you need assistance, please fill out the form below and one of our team members will be in touch to provide the assistance you need.

Creating Relationships. Finding Solutions. Protecting You.